I’ve had the pleasure of working with Joely for several years, and her expertise continues to impress me. As an experienced industry professional, Joely recently helped me navigate a complex transition when I decided to purchase a larger home to accommodate my retired mother. She skillfully sold both our homes, handling unexpected last-minute challenges with ease and confidence.

Joely’s passion for her work truly makes all the difference. She’s not only highly organized but also ensures the entire process remains efficient and stress-free. Her strong relationships with lenders have been invaluable—whether it was resolving an expired rate lock or finding creative solutions when a lender was unyielding on specific document requirements. In one instance, she identified an alternative document that satisfied the lender, saving me time and frustration.

If you’re looking for a dedicated, knowledgeable, and resourceful professional, Joely is the one you want by your side.

I had previously worked with a few different loan officers in an attempt to secure a Reverse Mortgage, but unfortunately, I kept getting declined. Then I was referred to Joely. After explaining my situation, she said she works with several lenders & was optimistic that one of them would work with the issue—and sure enough, she found someone! Thanks to Joely’s expertise, I’m now a happy retiree with no mortgage payment. I’m so grateful for her help!

As a notary, I’ve had the opportunity to work with Joely many times. In 2023, when my husband and I decided to access some of our home equity, I knew I could trust Joely to handle the process with the utmost respect for our privacy. She was fantastic—available during evenings and weekends, incredibly organized, and made everything feel seamless. I work with many loan officers in my line of work, and choosing Joely was absolutely the right decision. I’ve since referred her to friends and family. It’s clear she loves what she does—and she’s truly exceptional at it.

I met Joely years ago, and we often discussed real estate and home loans. She’s helped me make important decisions regarding my home in the past, so when I decided it was time to refinance my property, I knew she was the one to call.She was absolutely fantastic! Not only was she professional, but she was also incredibly patient and understanding throughout the process. Joely took the time to explain everything clearly and kept me informed about what to expect every step of the way.

What really stood out to me was her accessibility. Joely was always available—beyond the typical 9-5 work hours, including evenings and weekends. In today’s world, finding that kind of service is rare, and it made all the difference. She made me feel like I was working with a friend, not just another customer. I truly appreciate her dedication and would highly recommend her to anyone in need of help with home loans or refinancing.

My husband & I were interested in downsizing. A relative  referred us to Joely. We were especially interested in working with her, since she has experience as a realtor & home loan agent. Working with Joely was a great decision!  She not only helped us prepare for & sell our home, she also prequalified us for our next home purchase AND showed us several homes.  We love our new home & we especially love not having a mortgage payment-going with Joely & choosing a Reverse Mortgage was the best move we could have made.

While searching for the right community to retire in, I reached out to Joely, knowing she could support me as both my real estate agent and loan officer. As my search led me to Central California, Joely connected me with a local agent who helped me find exactly what I was looking for. It’s such a relief to have a dependable, trusted resource—and that’s exactly what Joely has been for us.

I was referred to Joely by my long-time, trusted Loan Advisor. From our very first conversation, it was clear that Joely was knowledgeable and experienced. While the process took time, it was absolutely worth it. Thanks to Joely’s guidance, I was able to refinance my Reverse Mortgage, and I’m now in a much more comfortable financial position. I’m incredibly grateful for her support!